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How to Save Money When There’s Nothing Left Over.

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Want to know my favorite way to help clients save money?

Consider this, have you ever looked at your online banking statement and been shocked at the large amount debited out for all of those seemingly tiny purchases made over a mere week?

I’m talking about those little $4 coffees, $1.50 parking meters and seemingly innocent $12 lunches.  BAM! You’re down $500 out of now where.

Well guess what?  It works in the opposite direction too.

I used to subtract out of my checkbook the things I thought about doing or buying; but didn’t.

Stay with me here…

If I wanted a pedicure but did it myself, I would subtract that amount plus tip out of my checkbook, circle it, and at the end of the month add up all of the circles and deposit that amount into savings.

Same with dinner out when I decided to cook at home. Movies in vs. movies out? That amount was subtracted out.  Thought about buying a magazine but instead read it at the library?  Drool over a new dress but abstain? Yep~subtract the amount out.

Think this won’t add up? Peruse your current bank statement closely and notice how those 3$ coffee’s here and there, add up to a whole lot of money!

It became a game to see those circles add up in my checkbook and super satisfying to deposit that total at the end of the month.  The extra money is there, you just have to dig a little for it.

xo

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